Workers Compensation is mandatory “no fault” insurance that employers must carry to cover any injuries their employees suffer while working. The employee will receive benefits regardless of who was at fault. In exchange for these benefits, the employee cannot bring a civil suit against their employer unless there was an intentional act.
As soon as you are injured on the job you must notify your supervisor, or other person in a position of authority, either verbally or written and you should seek medical attention immediately. Thereafter, your claim for medical and financial benefits will be evaluated by the insurer.
Disputes over Workers Compensation claims typically involve whether the injury was work related, the extent of the injury and its permanency. The law in New Jersey requires your employer to carry Workers’ Compensation coverage and to cooperate with you claim.
If you or a family member have been injured on the job and you’re not getting the treatment and financial compensation for lost wages that you believe you’re entitled to, call me, Frank Montero to discuss your case. As always the consultation is free and there is no fee if there is no recovery.